Business Line of Credit
With Commercial Capital Markets, your business will have the ability to benefit from our experience and knowledge of 2 of the hottest programs available for small business owners that include both UNSECURED BUSINESS LINES OF CREDIT and UNSECURED TERM LOANS which can be used for any purpose, with no collateral required. Your approval is based upon the combination of our expertise and your current credit standing, and business history. At Commercial Capital Markets, we understand the many needs of those that are self employed as well as small business owners and want to make this process as simple and risk free for you as possible. Within just a couple of days we can get you approved so you can start writing yourself an instant loan for cash or use your new line or (lines) of credit to help you with any part of your business. Take the unnecessary financial pressure off your shoulders.
Unsecured Working Capital Benefits
Unsecured Lines Of Credit are Stated Income and Stated Assets
• No collateral or equity required
• No business or personal tax returns required
• Fast approvals usually within 48-96 hours, most applicants from full application
• Cash available for any purpose
• Easy application process
• Bank rates and terms
• Costly mistakes eliminated
Credit Criteria
• Existing Business operating for 2 or more years
• Minimum Credit Score of 690+ for ALL 20%+ owners
• Term: Revolving and Perpetual with Interest Only Payments
• Low Rates: Variable at Prime to Prime + 4%. Average is Prime + 2 (adjusted to credit, and business risk)
• Sole Proprietor’s, LLC’S & Corporations
No Start-Up Businesses. Businesses Must have been in operation for at least 2 or more years. The applicant’s credit should show no late payments, collections, or charge offs. No Open Liens, or No BK’s, other criteria may apply.
An Unsecured Business Line of Credit will help you manage business cash flow when receivables are late, with operating expenses, the purchase of inventory, and sales fluctuations, or just save on any personal out of pocket expenses that should be only attached to the business.
Lines of Credit enable business owners to access cash as needed. The full capital line provides working capital immediately, within approximately three to ten banking days for most applicants, the faster we receive your completed application the faster you can use your line of credit for any reason you need.
We look for great personal credit, the cash flow of the business, and the length of ownership of the business.